Financial Aid
To be considered for financial assistance, most students must first submit a Free Application for Federal Student Aid (FAFSA) each award year. To complete the FAFSA, follow the steps below:
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Apply for FSA ID at www.studentaid.gov/. (Student & parents/contributors)
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Complete the Free Application for Federal Student Aid (FAFSA) www.studentaid.gov/h/apply-for-aid/fafsa. Remember no fee is charged to apply.
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Make sure to select the correct FAFSA year. Summer semester at Three Rivers College is treated as a trailer semester to the academic year. Students starting in summer will need to submit a FAFSA for the current year, as well as the next year.
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Be sure to add Three Rivers College school code 004713.
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Please contact the Office of Financial Aid or external locations for assistance with completion of the FAFSA, or visit trcc.edu/pay-for-college/financial-aid/.
Financial Assistance Programs
- Grants – awarded based on financial need and generally do not have to be repaid as long as you remain in school and complete the semester satisfactorily.
- Federal Work-Study – earn money working part-time-awarded based on financial need and does not have to be repaid.
- Loans – must be repaid with interest.
- State Aid – awarded based on financial need or merit and generally does not have to be repaid as long as you remain in classes and satisfactorily complete the semester.
- Scholarships – awarded based on financial need, merit, or as a selective process and generally do not have to be repaid as long as you remain in school and complete the semester satisfactorily.
- Veterans Benefits – eligibility is determined by the U.S. Department of Veterans Administration (DVA) and generally do not have to be repaid as long as you remain in school and complete the semester satisfactorily.
- Vocational Rehabilitation – eligibility is determined by Vocational Rehabilitation and generally does not have to be repaid if courses are completed satisfactorily.
- Outsourced Agencies – eligibility is determined by agency and generally do not have to be repaid.
Federal Pell Grants
Federal Pell Grants are normally awarded if you have demonstrated financial need and have not earned a bachelor’s or professional degree. The U.S. Department of Education determines eligibility by reviewing the FAFSA information, which produces a Student Aid Index (SAI) as calculated through the FAFSA Submission Summary (FSS).
The Pell Grant amount you receive is based on your financial need, and whether you are attending full-time or part-time. You may not receive Pell Grant funds from more than one school at the same time. Your Lifetime Pell Limit is restricted to 600 percent (for example 12 semesters of full-time attendance) at all colleges. For more information on Pell Grants, visit the Federal Student Aid Website, attendance) at all colleges. For more information on Pell Grants, visit the Federal Student Aid Website, studentaid.gov/understand-aid/types/grants/pell or visit https://trcc.edu/pay-for-college/financial-aid/.
Federal Supplemental Educational Opportunity Grants FSEOG
FSEOG grants are normally awarded to students with the greatest need. Due to limited funding, not every eligible student will receive FSEOG. The annual award typically ranges from $200-$600 at Three Rivers.
For more information on FSEOG grants, visit the Federal Student Aid Website, www.studentaid.gov/understand-aid/types/grants/fseog.
Federal Work Study Program
The Federal Work-Study (FWS) Program provides part-time employment for qualified students and financial need is calculated through the FAFSA. Due to limited funding, not every eligible student can participate in the work-study program. College work-study award amounts vary based on student eligibility and the work assignment. Federal Work-Study participants are paid on a biweekly basis. To be eligible for work-study employment, a student must have financial need, be enrolled in the current semester, and making satisfactory academic progress.
Additional information regarding the Federal Work-Study program can be found at
https://studentaid.gov/understand-aid/types/work-study
Go to
https://trcc.edu/pay-for-college/work-study/ for more information.
Loans
Three Rivers College is approved to participate in the Federal Direct Student Loan program which includes Federal Subsidized Student Loans, Federal Unsubsidized Student Loans, and Federal Parent Plus Loans. Student loans must be repaid. For additional information on student loans, contact the Office of Financial Aid or go to trcc.edu/pay-for-college/loans/ for instructions on how to apply.
Go to www.studentaid.gov/understand-aid/types/loans for additional information. Information regarding repayment is available at www.studentaid.gov/manage-loans/repayment. FAFSA submission is required.
Missouri APLUS Scholarship
You are eligible to use the A+ Scholarship Program to cover the cost of tuition and common fees for eligible classes if you successfully complete Missouri’s A+ Schools Program. The A+ award is reduced by the amount of available non-loan, federal financial assistance, such as the federal Pell Grant. FAFSA submission is required for the correct award year.
Go to https://dhewd.mo.gov/ppc/grants-scholarships/a-plus or trcc.edu/pay-for-college/financial-aid/ for additional information.
Access Missouri
Access Missouri is a need-based program for Missouri residents. Eligibility is determined through the Free Application for Federal Student Aid (FAFSA). Award amounts are determined by the State of Missouri. The Access Missouri Award will be reduced by the amount of A+ funding received. Go to
http://dhe.mo.gov/ppc/grants/accessmo.php for additional information.
Fast Track
The Fast Track Workforce Incentive Grant addresses workforce needs by helping adults pursue a certificate, degree, or industry-recognized credential in an area designated as high need. For more information, please visit https://dhewd.mo.gov/initiatives/fasttrackgrant_for_students.php.
FAFSA submission is required for Title IV approved programs.
Bright Flight
Missouri Bright Flight is a merit-based program that encourages top-ranked high school seniors to attend approved Missouri post-secondary schools. Go to http://dhe.mo.gov/ppc/grants/brightflight.php for current information and criteria.
For information on other state grants and scholarships go to http://dhe.mo.gov/ppc/grants.
Institutional Scholarships
Institutional scholarships are offered based on academic, service, and performance. Specific eligibility criteria and enrollment stipulations may apply based on the scholarship award.
For more information on scholarships, contact the Office of Financial Aid or go to trcc.edu/pay-for-college/scholarships/.
Private Endowment Scholarships
Private/Endowment Scholarships are awarded based on the criteria established by the donor. Scholarship information is available through the Office of Financial Aid or the Three Rivers College website,
trcc.edu/pay-for-college/scholarships/.
Veterans Information and Services
The Office of Financial Aid is responsible to certify all veterans benefits and provide services to students who are eligible to receive education assistance as administered through the U.S. Department of Veterans Affairs (DVA). Veterans, dependents, and spouses of veterans or members of the National Guard should contact the Office of Financial Aid to initiate their educational benefits, as well as federal and state tuition assistance. Monthly benefit rates are set by Congress, the Department of Defense and the DVA and vary according to the student’s benefits categories and enrollment. If using tuition assistance, you will need to apply and get approval from your ESO prior to enrollment.
VA Education Benefits recipients should meet with School Certifying Official regarding advising and benefits. Recipients are required to meet the same standard of progress as all students:
- Declare an approved educational program of study.
- Submit all high school transcripts, previous college transcripts, and military transcripts to the Office of the Registrar.
- Veterans and members of the National Guard should present a copy of their DD-214 (member 4 copies) or NOBE.
- Submit a Veterans Registration Form each semester.
- Notify the Office of Financial Aid of any changes to enrollment or program of study.
For residency status information for active military, veterans, and their spouse or widows/widowers and any children, please visit SP2215 Student Residency.
Go to http://www.benefits.va.gov/gibill/index.asp for additional information.
Vocational Rehabilitation
In cooperation with the Division of Vocational Rehabilitation of the State Department of Education, Three Rivers provides educational experiences that assist individuals who have disabilities in living and working in a contemporary society. Counseling and academic support services are provided to vocational rehabilitation students while at Three Rivers.
Go to http://www.dese.mo.gov/adult-learning-rehabilitation-services/vocational-rehabilitation for additional information.
Outsourced Agency Services
The Trade Adjustment Allowance Program (TAA) benefits individuals laid off or who had hours reduced because their employer was adversely affected by increased imports from other countries.
The Workforce Innovation Opportunity Act (WIOA) is designed to help job seekers access employment, education, training, and support services to succeed in the labor market and to match employers with the skilled workers they need to compete in the global economy.
There are three types of WIOA students:
- Dislocated Worker: Individuals 18 years and older who have lost their employment due to a permanent layoff, plant closure, dismissal, or displacement as a homemaker.
- Youth: Individuals ages 14 through 21 who are a member of a household that receives public assistance, or who meet income eligibility criteria and who have a barrier to employment and need additional assistance to complete an educational program or to secure or retain employment.
- Adults: Individuals age 18 or older who are members of a household receiving public assistance or who meet income eligibility criteria.
Verification
Students who complete the FAFSA are randomly selected by the U.S. Department of Education (DOE) to complete an audit process called verification. If additional information is needed, the Office of Financial Aid will notify you via your student email account. You can view what additional documents are needed through your myTRCC Self-Service account.
Financial Aid Offer
You can view your financial aid offer through your myTRCC Self-Service account. The Office of Financial Aid will consider the financial aid offers accepted unless notified in writing by you.
Maintaining Financial Aid and Enrollment Eligibility
To maintain federal satisfactory academic progress (SAP) for financial aid you must:
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*Transitional courses will be computed in GPA, and the credit hours attempted and completed. Courses with an I, CR, NP, and W grade are excluded from GPA.
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To maintain academic eligibility for academics you must:
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*Transitional courses will NOT be calculated in GPA. Credit hours for transitional courses will be calculated in the completed credit hours.
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Academic and Financial Aid Warning and Suspension
If you do not meet satisfactory performance, you will be placed on academic and/or financial aid warning. While on warning, you will be expected to attend two meetings with your general advisor to review your educational plan and monitor your progress. You may continue to enroll and receive federal financial aid while on warning status.
Failure to meet satisfactory academic progress while on warning status will result in an Academic and/or Financial Aid suspension. While on suspension, you are not eligible to enroll and/or receive federal funding. You will be notified of being placed on warning status or suspension via your College student email account.
Academic and Financial Aid Suspension Override Request
You have the right to request an override of your suspension by completing the Suspension Override Request form. Suspension overrides will generally be considered only for extenuating circumstances. Decisions are based on the extenuating circumstances, supporting documentation, and your academic history. Academic and financial aid overrides are a separate process, and the approval of one does not automatically guarantee the approval of the other. If you are granted an academic suspension override and not a financial aid override, you will be allowed to enroll but will have to pay for courses without Title IV funding. If the Financial Aid Suspension Override Request is approved, you will be placed on financial aid probation and continue to receive aid. Failure to meet satisfactory academic progress in any following semester will result in loss of financial aid.
Forms are available at the Welcome Center, any external location, or on the College website at trcc.edu/pay-for-college/academic-progress/.
Academic and Financial Aid Probation
If you are granted an Academic Suspension Override, you will be placed on academic probation and be able to enroll in coursework without sitting out a semester. While on academic probation, you will be expected to meet with a general academic advisor to review your educational plan and monitor your progress. You may be required to reduce your course load, eliminate online course work, or repeat failed coursework.
Repeating Coursework
Federal funding will only pay for one repetition of a course where a passing grade was earned. Federal funding will pay to retake courses until a passing grade is earned.
Dropping Classes
Dropping classes can affect financial aid eligibility, prevent meeting satisfactory academic progress requirements, and result in a bill owed to the College. Before dropping courses, contact the Office of Financial Aid.
Return of Federal Student Aid _Title IV_ Owing Money Back
You are expected to earn federal financial aid by attending classes through at least 60 percent of enrollment. If you quit attending, completely withdraw, receive all F grades or administratively dismissed but have already received federal financial aid disbursement for the semester, you could owe money back to the federal financial program. If you are enrolled in module(s), you are no longer considered withdrawn if any of the following apply:
- Completes all requirements for graduation.
- Successfully completes coursework applicable to Title IV degree program in one module or a combination of module equal to 49% or more of the number countable days in the payment period or period of enrollment.
- Successfully completes coursework applicable to Title IV degree program equal or greater than half time attendance (6 hours). (Early implementation effective June 1, 2021.)
- Effective July 1, 2026 for modular programs the denominator used for calculation will only include modules when student has attended courses.
Failure to meet these guidelines will result in being required to repay all or a portion of your financial aid. This policy applies to the following federal financial aid programs:
- Pell Grants
- Federal Supplemental Educational Opportunity Grants (FSEOG)
- Direct Unsubsidized Loans
- Direct Subsidized Loans
- Direct Parent PLUS Loans
- Iraq & Afghanistan Service Grant
Go to Return of Title IV Information for more information.
Student Disclosure Information
Return of Title IV calculation is performed when you completely withdraw, drop, or otherwise fail to complete the semester or term.
You are expected to earn federal financial aid by attending classes through at least 60 percent of enrollment. If you quit attending or withdraw from all courses but have already received federal financial aid disbursement for the semester, you could owe money back to the federal financial program. If you are enrolled in module(s), you are no longer considered withdrawn if any of the following apply:
(Early implementation effective June 1, 2021.)
Failure to meet these guidelines will result in being required to repay all or a portion of your financial aid. This policy applies to the following federal financial aid programs:
Financial Aid Code of Conduct
Any Three Rivers College officer, employee, or agent who has responsibilities with respect to student educational loans must comply with the Code of Conduct as outlined at
www.nasfaa.org/code_of_conduct.
Consumer Information
Important information regarding (but not limited to) general statistics about the institution, financial assistance (including loans), athletic participation, annual security and fire safety report, student rights and responsibilities, financial aid code of conduct, and the Family Educational Rights and Privacy Act at Three Rivers College can be found at
https://trcc.edu/about/consumer-information/.
Pursuant to Missouri HB 1606 (2018), information regarding the number of credit hours, program length, employment rate, wage data, and graduates employed in careers related to their program of study at Three Rivers College can be found at the following URL: https://scorecard.mo.gov/scorecard/. Search using School/Program “Three Rivers College” and choose the degree or credential type of interest.
Eligibility for Students with Criminal Convictions
Residency of Students
Three Rivers College uses your residence to determine the appropriate tuition rate.
Persons residing within the public-school districts of Clearwater R-1, Doniphan R-1, East Carter R-II, Greenville R-II, Naylor R-II, Neelyville R-IV, Poplar Bluff R-I, Ripley County R-III, Ripley County R-IV, Twin Rivers R-X, and Van Buren R-I pay local property taxes and are charged in-district tuition.
Persons residing elsewhere in Missouri and any other state are charged out-of-district tuition.
In determining the residence of an individual, there should be sufficient proof of domicile within the College District for a period of 12 months. There must be sufficient proof of intent to make the College District a permanent home for an indefinite period with continuous residence in the College District during periods not enrolled as a student.
If a question arises concerning the residency status of the student, it shall be the responsibility of the student to prove residency within the College District. The student can petition the Office of the Registrar for a change of residency. The student needs to submit a completed Residency Evaluation form with the supporting evidence to the Office of the Registrar. Any change in the student’s residency status will not be retroactive.
- The following documents can be used as supporting evidence:
- Ownership of home within the College District.
- Payment of personal/property taxes within the College District.
- Reside within the College District upon marriage to a resident and maintenance of common domicile within the College District.
- Proof of address within the College District for 12 months:
- Driver’s license showing current address within the College District.
- Voter Registration within the College District.
- Lease/Rental agreement.
- Utility bills.
The Residency Evaluation form along with all supporting documentation must be submitted to the Office of the Registrar no later than the following deadlines:
- Fall semester – September 1
- Spring semester – February 1
- Summer semester – June 1